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Cả nước đã có 22 triệu thẻ ngân hàng

2010-04-06T00:13:00.001+07:00

(eFinance Online) - Con số này đã góp phần quan trọng để đến Quý I/2010, thanh toán không dùng tiền mặt tại Việt Nam đã chiếm 85% tổng doanh số thanh toán qua ngân hàng, trong đó, lượng thanh toán bằng điện tử chiếm trên 60%.

Vượt mục tiêu

Thẻ ngân hàng ngày càng trở thành phương tiện thanh toán phổ biến với trên 22 triệu thẻ phát hành của 47 tổ chức cung ứng dịch vụ thanh toán, trong đó thẻ ghi nợ chiếm 96,76%, thẻ tín dụng chiếm 1,59%, thẻ trả trước chiếm 1,65%.

Cơ sở vật chất phục vụ thanh toán thẻ tiếp tục được đầu tư nâng cấp với trên 9.000 ATM và hơn 35.000 thiết bị chấp nhận thẻ (POS).

Kết quả này đã “vượt quá mong đợi” của Đề án Thanh toán không dùng tiền mặt giai đoạn 2006 – 2010 và định hướng đến năm 2020 được Thủ tướng Chính phủ phê duyệt năm 2006.

Mục tiêu đặt ra của Đề án chỉ là "đến cuối năm 2010 đạt mức phát hành 15 triệu thẻ, 70% các trung tâm thương mại, siêu thị, nhà hàng, khách sạn, cửa hàng tự chọn v.v… lắp đặt các thiết bị chấp nhận thanh toán thẻ, phấn đấu đến năm 2020 con số này đạt lần lượt là 30 triệu thẻ và 95%; Đến năm 2010 tỷ lệ tiền mặt/tổng phương tiện thanh toán không quá 18%, và đến năm 2020 tỷ lệ này phấn đấu khoảng 15%".

Đa dạng phương thức thanh toán điện tử

Thời gian qua, các tổ chức cung ứng dịch vụ thanh toán đã nỗ lực cung ứng các dịch vụ thanh toán mới cho khách hàng với nhiều sản phẩm tiện ích, an toàn và hiệu quả.

Để thúc đẩy phát triển thanh toán không dùng tiền mặt, NHNN đã cho phép 6 đơn vị không phải tổ chức tín dụng thực hiện thí điểm cung ứng phương tiện thanh toán. Cụ thể, Công ty Cổ phần Hỗ trợ dịch vụ Thanh toán Việt Phú (MobiVi), Công ty Cổ phần Dịch vụ Trực tuyến Cộng đồng Việt (VietUnion), Công ty Cổ phần Giải pháp thanh toán Việt Nam (VNPay), Công ty Cổ phần Dịch vụ thẻ Smartlink (Smartlink), Công ty Cổ phần công nghệ thanh toán Việt Nam (VinaPay) và Công ty Cổ phần Dịch vụ Di động Trực tuyến (M_Service) đã được thực hiện thí điểm cung ứng phương tiện thanh toán Ví điện tử thông qua các tổ chức cung ứng dịch vụ thanh toán. Riêng Công ty MobiVi được thực hiện thí điểm thêm dịch vụ kết nối giữa công ty chứng khoán và tổ chức cung ứng dịch vụ thanh toán để hỗ trợ thanh toán giao dịch chứng khoán.

Năm 2009 đã có 3 Công ty là MobiVi, VietUnion và VNPay tổ chức khai trương và cung ứng dịch vụ thanh toán cho khách hàng của mình. Sản phẩm Ví điện tử do 3 Công ty này cung cấp đã nhanh chóng phát triển và từng bước khẳng định được lòng tin đối với khách hàng. Tính đến cuối năm 2009, đã có khoảng 70.000 ví điện tử được mở, trong đó Công ty VietUnion có số lượng nhiều nhất đạt con số hơn 32.000, tiếp đó là VNPay với hơn 30.000 và MobiVi trên 7.000. Giá trị giao dịch qua ví cũng tăng dần qua từng quý, đạt trên 5 tỷ đồng trong Quý IV/2009 (tăng 330% so với lượng giao dịch trong Quý II/2009).

Các Công ty này cũng đã chủ động và tích cực hợp tác với các ngân hàng thương mại và các đơn vị kinh doanh thương mại điện tử trong việc triển khai dịch vụ ví điện tử. Đến cuối năm 2009 đã có 9 ngân hàng thương mại ký kết và triển khai dịch vụ ví điện tử và 110 đơn vị chấp nhận thanh toán bằng ví điện tử đã kết nối, triển khai (tăng gần 1,5 lần so với cuối tháng 6/2009).

Riêng đối với dịch vụ kết nối giữa công ty chứng khoán và tổ chức cung ứng dịch vụ thanh toán của Công ty MobiVi, thị trường chứng khoán có dấu hiệu khởi sắc đã giúp cho dịch vụ kết nối giữa công ty chứng khoán và tổ chức cung ứng dịch vụ thanh toán có chiều hướng phát triển tích cực: số lượng giao dịch trong Quý IV/2009 đạt khoảng 10.000 giao dịch (tăng gần 14 lần so với Quý II/2009), giá trị giao dịch đạt khoảng 425 tỷ đồng (tăng 2,5 lần so với Quý II/2009).

Tuy nhiên, nhìn nhận một cách khách quan thì hoạt động của các doanh nghiệp kinh doanh ví điện tử không hề “ngon ăn” bởi thị trường thanh toán trực tuyến tại Việt Nam mới ở giai đoạn đầu phát triển, người tiêu dùng chưa có thói quen sử dụng kênh thanh toán này. Nếu muốn có những “bước tiến mới”, các doanh nghiệp này cần phải tiếp tục đầu tư mạnh hơn cho việc tiếp thị và quảng cáo để triển khai các dịch vụ.

FLV Player 2.0.25

2009-11-27T14:34:00.003+07:00

FLV Player is a program to play Adobe Flash Video (FLV and H.264 / MPEG-4) files with. The current version of FLV Player is 2.0.25.
FLV Player is compatible with Windows XP, Vista and Windows 7. It supports both local and internet streaming content, has full screen mode and, best of all, it’s free. For more information refer to the annotated screenshot below and consider reading the FAQ and changelog.

Download now

FLV Player supports the following keyboard shortcuts:

1. [TAB] – hide/show all interface elements (video is still draggable).
2. [SPACE] – toggle play/pause
3. [CTRL-.] – zoom to 50%
4. [CTRL-1] – zoom to 100%
5. [CTRL-2] – zoom to 200%
6. [CTRL-ENTER] – toggle full screen mode
7. [ESC] – return from full screen mode
8. [CTRL-O] – open file…
9. [CTRL-I] – show info (meta data sheet)
10. [CTRL-V] – paste and play URL
11. [CTRL-W] – close window
12. [ARROW-LEFT] – jump 5 seconds backward
13. [ARROW-RIGHT] – jump 5 seconds forward

Study English

2009-10-28T22:29:00.002+07:00

If you want to speak English well, what should you do to improve your English? Having no doubt that speaking English is very improtant in the real-life and working. But speaking English well is not difficult as everybody thought. Let's follow these steps inorder to speak English well.
Steps
First of all you have to know how to read and speak primitive English. Just try to start as soon as you can. To keep in touch wih the language is, maybe, the most important step on learning any language.
Learning English requires a lot of practice, so don't wait! Try borrowing some books from a friend and try to talk with your friends that have better skills than you do in English, even if you're in a country which the native language is not English.
Grammar is important, but the only way to fix all those rules in your mind is through conversation. Don't ever forget that!
Many languages have similar rules, but remember: When learning a language, use Translation only in the beginning! If you use translation a lot, this might become an addiction, which won't let you to THINK in English. Thinking in the language is mandatory, after a certain point.
Get a bunch of books written for young people. They use to be in plain English and it's a good way to start, before reading any more complex books.
Tips
Try to speak English as much and as often as possible.
Reading books is a good way to improve your English. When reading, read them aloud, so you can practice your pronunciation. Remeber that books are, maybe, the best teachers you'll ever get! They give you new vocabulary, practice your grammar(since you see a lot of sentences, this helps you to memorize the rules) and give you more control of the language.
Watching TV and listening to the talk back radio will effectively improve your English. Watching the news is a good way to start, because most of the journalists speak very clearly, without strong accents.
Read, read, read. The more you read the better your English will be. Trought reading you acquire new vocabulary without even realizing.
Whenever possible read aloud. This way you will improve your pronunciation.
Warnings
Learning English requires a lot of practice and determination, so don't try to learn everything at once, but don't ever give up!
Remember that the hardest part on learning English is to get the correct pronunciation, since the grammar is very easy, in comparison to other languages.
Things You'll Need
A bilingual dictionary in the beginning and an English-English dictionary further on.
A Thesaurus to improve your vocabulary.
To surround yourself with English. This is very important!!
Motivation! Keep trying and you'll be able to learn!

Tet ceremonies

2009-08-06T10:28:00.001+07:00

Vietnam has a culture imbued with national identity friendly people. I post this artical with the hope that no matter who you are you can understand more about traditional ceremonies of Lunar New Year in Vietnam.
Hue, where i live, cultural traditions have been handed from generation to generation.

1. Tet Nguyen Dan- Lunar New Year
Tet Nguyen Dan is the most popular and important holiday and festival in Vietnam. On this occasion, people living far away from home return to thier original homes to celebrate Tet there with their family.
According to the Vietnamese people, this is now the time to say goodbye to the old year and welcome in the new year. Therefore everyone tries to pay off their debts and finish uncompleted work, so that we can welcome in the new year in a happy and joyous atmostphere.

2. The Kitchen God's Farawell ceremony
This is the first ceremony of the Tet Nguyen Dan. According to the Vietnamese people, each family is cared for the Kitchen Gods( Tao Quan, consisting of two Kitchen Gods and one ktichen Goddess. Every year, on the 23rd night of the last month of lunar year,each Vietnamese family stages a farewell ceremony for Ong Tao, onhis departure for Heavens. His task there is to make an annual report to the Jade Emperor of the family's affairs throughout the year.
On this day people normally worship and propitiate the Kitchen God with offerings such as a ceremonial meal, cakes, betel and areca, wine, incense, fresh flowers, fruit, votive papers for he Kitchen gods and three carp( fish). Carp are thought to be the vehicles by which the Kitchen Gods fly to heaven.

3. The Chap ceremony or Ta Mo( grave caring ceremony on the 30th of the last month of the Lunaar year)
On the 30th of last month or a few advance days of the lunar year, the Vietnamese people often visit the graves of their ancestiors to worship there. They also invite the souls of the ancestors to join in the celebration with the family. Those who have suffered the recent lost of a family member should perform the ceremony more carefully than at other times. If a family cannot get to the grave, they invite the deceased ancestors to attend by worshipping them at noon, admid offerings of a meal, lights, betel and areca, votive papers, incense and flowers. People can prepare either sweet or savoury meal. The offerings must be full and carefully decorated when taken to the grave, or placed on the altar.

4. Tat Nien Ceremony( Old Year Farewell Ceremony)
This ceremony is held on the afternoon of the 30th day of December( the Lunar month) to say farewell to the old year. Before the ceremony, people have to clean and decorate their houses. Among all the decorations, flowers, a peach branch or a kumquat tree are all indispensable things. For the ceremony, all Vietnamese families prepare offerings to see off the old year. Offerings must include flowers, votive offerings, lights, candles, betel and areca, wine, banh chung( square- shaped glutinuos cake) and the traditional dishes of the Lunar New Year.

5.Tru Tich( New Year ceremony)
New Year's EVe is the most sacred time of the year, when earth and sky join together. At midnight, the Vietnamese people worhship the ancestors both inside and outside the house. After the ceremony, the head of the household goes out to pick up a new tree branch, as a sympol of the new year . This is placed on the altar or put into a vase. This is called" hai loc dau xuan"( picking young leaves at the begining of spring). If the branch is beautifull, it will bring good fortune in the new year. The head of the house is the first visitor of the new year.
After the New Year's eve, the entire family gather to celebrate the New Year. They wish each other good health, wealth, luck and succes. Some people spend time visiting relatives and friends and perform as firts footers until the morning.

6. Tet Nguyen Tieu or Thuong Nguyen cereomy( First mid lunar month Ceremony)
This is the most important ceremonies of the Vietnamese people. It is held on the 15th day of the first lunar month, also the first bright moon of the new year. On this day, the Vietnamese people often go to worship at the pagodas, praying for safety and good health all year round.
Most family perform two ceremonies, imcluding the Buddha and ancestor worshipping ceremonies. The head of household can set up a makesshift platform to counteract bad luck. The patform is built outside, in the yard of the house. The Buddha worshipping ceremony consists of vegetarian dishes, incense, flowers and cancles. The ancestors worhsipping includes the traditional dishes of Tet: incense, flowers, votive papers, candles, betel, areca and wine.

The city of heritage. The city of festival

2009-07-02T21:38:00.003+07:00

Thua Thien Hue is located in the centre of Vietnam and on principal North-South transport-tation axis with Thuan An sea port, Chan May deep sea port and Phu Bai Airport. Besides, Thua Thien Hue is an important economic development pole of the key economic area of the Centre and the gateway of East – West Economic Corridor connecting Myanmar, Thailand, and Laos with East Sea. This creates favourable conditions for the Province to develop commodity economy, services, tourism and expand cultural and economic exchanges internally and externally.

Festival Hue 2006

The center of Thua Thien Hue Province is Hue city, an ancient capital with a lot of historical and cultural monuments and famous landscapes. The complex of Hue monuments with unique architectural masterpieces were recognizied as one of the world cultural heritages by UNESCO. Besides tangible cultural heritages, Thua Thien Hue also has Hue court music, the first intangible cultural heritage of Vietnam, recognized as a masterpiece of the oral and intangible heritage of humanity by UNESCO.

Hue cultural heritage marks a decelopment period of the national culture with unique values of architect, art, music, manners and customs, traditional handicraft, cultural festivals, which create unique cultural identity of Vietnam. Hue heritages and other world heritages in the Centre of Vietnam, such as Quang Binh and Quang Nam have formed “the Central heritage road”

Hue is the land that possesses not only special cultural features of the Orient but also a great deal of resources for economic development of the key economic area of Central Vietnam. Hue urban is step by step affirming to be the city of tourism and festival of Vietnam. It is also the province situated on the East-West Economic Corridor connecting Thailand, Laos, and Vietnam with East Sea. Thua Thien Hue has focused on upgrading its infrastructure such as wharf, airport, industrial zone; consolidating local transportation system; reinforcing source of strength to construct institutional system for tourism, culture, health, education so as to create motivation to boost socio-economic development. Thua Thien Hue is gradually affirming its position and continuously striving to be one of the great national centers on culture, health, education and training, tourism, service and international exchanges.

From the Vietnam-France Cultural Festival jointly organized by Hue City and CODEV in 1992, the idea of a festival with a series of cultural activities and impressive and specific festivities was performed right in the beginning year of the new millennium. Success of Festival Hue 2000 created premise for the successes of Festival Hue 2002, 2004 and 2006, step by step affirming the brand name of Festival Hue and capability of organizing cultural activities and festivities of regional and international scale, creating premise to turn Hue into the city of Festival of Vietnam.

Source: thuathienhue.gov.vn

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2009-06-23T07:55:00.009+07:00

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Welcome to MeoIT's blog!

2009-06-23T02:06:00.003+07:00

Hello everybody!
Welcome to my blog. Welcome to meoit.com
About MeoIT's blog: IT and language for human beings! - Update database offline for Eset Nod32.